How we are paid
For potential new clients, BBT Group Ltd will arrange an initial consultation. The purpose of this is to identify any areas where we can help you in achieving or moving towards your financial goals.
Our standard practice is for the costs of any initial consultation to be met by us, and there is no cost or obligation to you at this stage.
We will then discuss payment options to cover the costs of our future services. No costs will be incurred by you until an agreement has been made in writing.
Certain products – non-investment insurance policies and mortgages – can still pay a commission, and so we may work on the basis of a commission, a fee or a combination of both. As before, no costs are incurred without prior agreement, and all prospective earnings are disclosed before work is undertaken.
Fees may be subject to VAT at the prevailing rate, depending upon the type of work undertaken.